EXPERIENCED BANKRUPTCY ATTORNEY OGDEN UTAH
Garnishment? Foreclosure? Lawsuits? Not enough money at the end of the month? Creditors unwilling to work with you? Divorce? Bankruptcy can give you a fresh start to re-establish your credit and get you on the road to increasing your credit score. Chapter 7 bankruptcy allows you to discharge most debt and gives you a chance to reduce your stress level. Chapter 13 bankruptcy allows you to formulate a plan to make one monthly payment towards all of your debt. So, when you don’t have enough income to pay what your creditors want you to pay them, Chapter 13 can consolidate those debts into one monthly payment based on your income and living expenses.
Chapter 7 bankruptcy may allow you to get rid of some tax debt. Chapter 13 bankruptcy may allow you to remove a second mortgage from your home. Bankruptcy stops garnishments and prevents creditors from pursuing lawsuits against you. Bankruptcy stops creditors from calling you and harassing you for money that you don’t have or that you need to provide for your family. Bankruptcy can even stop foreclosure proceedings while still allowing you to pursue loan modifications on your mortgage.
I have been filing both Chapter 7 and Chapter 13 bankruptcies for people since 1984. I have helped people through just about every scenario imaginable. I would like to see if I could help you or at least provide you with information on the bankruptcy process that will allow you to make decisions for your future.