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3 Useful Debt Defense Tips from an Ogden Lawyer

If you owe money to creditors, you’ll need Defense Tips from an Ogden Lawyer. Debt collectors often use anything at their disposal. You could receive threatening phone calls and harassment. Such a bold approach is nothing new, unfortunately. Debt collectors even go to extreme lengths, like filing a lawsuit against debtors. If you receive a complaint, be sure to familiarize all your options.

Debt Defense Tips from an Ogden Lawyer

Debt Defense Tips from an Ogden Lawyer – Things You Need To Know About Defending Yourself

Debt collectors are notorious for strong-arming borrowers into submission. This rough process of collecting money is tough on debtors who are yet to gain their financial footing. Most often, borrowers are left to defend themselves from the stress-inducing methods used by creditors. However, there are proper ways to deal with lawsuits filed by debt collectors. Here are some of them:

  1. Respond to the debt collection lawsuit on time

A timely response is the first step in dealing with a lawsuit. If you receive a Summons and Complaint, don’t delay your response. If possible, respond to the allegations immediately. A common mistake is to ignore the lawsuit entirely. Brushing aside the complaint will only worsen the situation. Your first line of defense is to answer accordingly.

  1. Put the burden of proof on the debt collector

Do not feel helpless when a debt collector sues you. Instead, raise your defenses and challenge the lawsuit. Place the burden of proof on the debt collection agency. There must be sufficient evidence for the lawsuit to push through. If the debt collector cannot produce evidence, you can request the court to dismiss the case. This is one of the many Debt Defense Tips from an Ogden Lawyer.

  1. Use the statute of limitations as a defense

Creditors have a short window of opportunity to collect on a debt. This rule applies to most of the United States. Once the time is up, the statute of limitations has expired, and creditors can no longer pursue you in court. There are debt collectors that will continuously hound you while the case is active. Putting an end to the case will free up any financial and emotional constraints, letting you move forward in life.

Should You Get A Lawyer If Sued By Creditors?

It makes sense to hire a debt defense lawyer if you have a valid counterclaim. Hiring a reliable lawyer in Ogden ensures that you get the best possible legal support. At the same time, you can put an end to the questionable acts of some creditors. Seek an expert for reliable Debt Defense Tips from an Ogden Lawyer.

Hire An Experienced And Reliable Debt Defense Lawyer

Debt collectors can take a toll on your mental health. It can be a nightmare when unscrupulous collectors hound you for payment. Hiring an experienced lawyer ensures the best possible outcome for your case. At Godfrey Law, we have a proven track record. We will be glad to give you a free consultation and evaluation. Please visit our website to view all of our services. Give us a call today at (801) 621-7445 to get a free consultation.