Foreclosures are pretty complicated to deal with, while you can defend yourself from foreclosure without a lawyer. But, if you want to fight for a successful one, you need to seek help from a foreclosure attorney. Hiring a foreclosure attorney in the earlier stage of the case can help you determine the options available. Your foreclosure lawyer can work out a deal with the lender that will allow you to stay in your house or even fight the foreclosure in court.
When should you call for a Foreclosure Attorney?
You are struggling to make payments.
There’s no such thing as being too early in calling for a foreclosure lawyer to assist you with mortgage debt relief. The earlier you seek help from a foreclosure attorney, the more options you can get to get back on track and avoid default. Suppose a medical issue or job loss is affecting your hardship in paying off your mortgage debts. An attorney can negotiate for your mortgage company to freeze payments until you get back on your feet.
You have received a Notice of Default or Foreclosure.
When a foreclosure is initiated, a foreclosure attorney can help you negotiate with your lender to find an alternative solution to foreclosure. An experienced foreclosure lawyer knows that there are many ways to defend a foreclosure under Utah’s Real Estate Law. A home modification loan might be possible, which is both a “win-win” for both parties.
Top Reasons Why you Need to Hire a Foreclosure Lawyer
Attorneys have special skills to fight for a foreclosure
A reasonable foreclosure attorney has years of experience and extensive knowledge about the law. A foreclosure lawyer knows how to apply such law appropriately in court documents and a trial.
Foreclosure Law Evolves
New laws are drafted and passed, and the court decides what could help you with your foreclosure. It’s impossible to stay on top of evolving foreclosure law for a non-attorney and a practicing attorney in a different field of the law.
Foreclosure Defenses are Complicated
To successfully defend a foreclosure, you need to find, read and understand complex documents like statutes and court decisions. As mentioned above, foreclosure lawyers spent years of extensive studying and years practicing, getting around with the laws related to default and foreclosure.
You need to understand and comply with the detailed court filing, procedures, and rules.
Successful defense of foreclosure requires a quick response in writing. It should be in a proper format in every court document you’ll receive, court motions, meeting legal deadlines, and handling a trial. A skilled foreclosure lawyer helps in validating your defense, playing around rules of evidence without messing up.
Does my mortgage lender suspend foreclosure during this pandemic?
A lot of financial institutions have suspended foreclosures due to economic breakdowns brought by the COVID-19 pandemic. Other banks have ceased their proceeding indefinitely, while others have set time limits unlike the usual to respond to these uncertain times. Keeping current matters with foreclosure is essential to know if there were special modifications. The best way to see any foreclosure updates is to seek help from a foreclosure attorney.
Contact a qualified Foreclosure Attorney to defend your Foreclosure and Default.
Godfrey Law has been handling foreclosures since 1984. We have a ton of experience to help families get through every scenario you can think of. Schedule a free consultation today for financial relief and foreclosure assistance. Call us at 801-621-7445 or book your free consultation online today!